AI skills and investing
They don’t just learn about money. They start building it.
Teneo has partnered with EasyEquities to put investing and AI on the high school timetable, with a real investment account to practise in.
For Grade 8 to 12 learners in Teneo’s three class options, from January 2027. Programme terms apply. Investing carries risk: values can go down as well as up.

UpfrontR100in their own EasyEquities account
5 levels, certified
Beyond matric
Leave school with three things, besides a matric.
Real money, not points or a simulation. Learners see their account, invest it and watch how their choices change its value.

Learn · with EasyEquities
A certified five-level investing course

Own · on EasyEquities
A real investment account, with R100 upfront

Grow · Teneo Smart Fund
Rewards for effort that turn into savings
TeneoSmart FundNew in 2027 · held in their EasyEquities account
Show up. Do the work. Watch it grow.
In 2027, Teneo replaces voucher rewards with real money. The Teneo Smart Fund grows in your child’s EasyEquities account over their school years. They earn into it through engagement: attendance, homework, lessons completed and staying with Teneo. Never through marks.
It runs on the same Smart School System™ that tracks every learner’s progress, so effort is visible, and worth it.
Teneo Smart Fund
Saving towards
Further study
What would your child save towards? Pick one.
Illustration of how the fund is designed to build year on year. Not a projection: contributions depend on engagement and programme terms, and investment values can rise or fall.
- 01
Real money, not points
Contributions land in a real account, where they can be invested straight away.
- 02
Effort, not marks
Every learner can earn, not just the top of the class. Consistency is what counts.
- 03
Grows year on year
Ongoing Teneo rewards, plus boosters for staying with us, through to matric.
- 04
Never clawed back
Money already in the account stays there. Some funds have time-based withdrawal rules.
Financial confidence shouldn’t depend on what’s discussed at the dinner table.
16%of South African adults understood inflation (HSRC survey, cited by The Citizen, 2022).
35%could answer a compound interest question in the same survey.
1 in 3adults have three months of emergency savings (FinScope 2024, via National Treasury’s draft policy).
The investing course
Built with ![]()
From money basics to investing in practice. Five levels. One certificate.
Teneo built the course with EasyEquities’ education team. Learners work at their own pace, check what stuck with a short quiz after every lesson, and finish each level with a practical task on EasyEquities.
- Level 1Jan 2027
- Level 2Released in stages
- Level 3
- Level 4
- Certified ✓Level 5
Self-paced. Lessons fit around the school day.
A quiz after every lesson. Learners see what stuck.
A practical task each level. Done on EasyEquities.
Automatic enrolment. Every Grade 8 to 12 learner in a class option.
Their own EasyEquities account
Real money in a real account, from the first day.
Learners who open an EasyEquities account through Teneo start with R100 upfront. It’s where the course’s practical tasks happen and where the Teneo Smart Fund grows. They can see it, invest it and watch it change, but the starting amount can’t be withdrawn for three years.

Upfront, on day oneR100
- Locked for 3 years
- Invest it straight away
- Theirs for life
Free to open and hold. Trades carry a small fee set by EasyEquities.
For under-18s, opened and linked with a parent or guardian account.
Theirs to keep and manage, at Teneo or not.
AI School · on the timetable
AI will be part of every job they do. So we’re teaching it now.
AI School gives learners a practical feel for the tools shaping their world: how they work, how to use them to learn better, and when to question what they say. The goal isn’t to hand their thinking to a machine. It’s to make them sharper, more curious and harder to fool.
Find your fit
Understand it
What AI tools are, how they produce answers and why they get things wrong.
Learn with it
Using AI as a study partner that quizzes and explains, not a shortcut that does the work.
Question it
Checking a confident answer, spotting bias and deciding what deserves a second look.
Use it well
Protecting their data and using AI honestly and responsibly, at school and beyond.
You’re not going to lose your job to an AI, but you’re going to lose your job to someone who uses AI.
That’s why AI School is on the timetable: so Teneo learners are the ones who know how to use it.

How it works
From Grade 8 to matric, step by step.
For learners in 100% Live Classes, Mix of Live and Recorded Classes or 100% Recorded Classes.
- 1
Enrol at Teneo
Choose a class option for Grade 8 to 12. The course and Smart Fund come with it.
- 2
Open the account
An EasyEquities account opened through Teneo, linked to a parent. R100 goes in upfront.
- 3
Learn the levels
Self-paced lessons and quizzes, with a practical task on EasyEquities at each level.
- 4
Earn every term
Attendance, homework and lessons completed earn Teneo Smart Fund contributions.
- 5
Invest and watch
They choose investments and follow the results, all the way to matric and beyond.
By matric, they leave with a certificate, a real account and a Smart Fund they’ve built since Grade 8.
Find your fitNot included with homeschool options (Without Classes; Without Classes and Reports). The Smart Fund is for learners in the South African school, full curriculum.